Alipay's disregard the changing circumstances

Ma had called a metaphor, in the family, Alibaba, Alibaba.com is Nitui Zi, is the big brother to college for younger siblings; Taobao is a little sister, lively character, you can get money to buy flowers skirt big brother, and now middle school future, we need for her to Fudan University; third child is Paypal, now in elementary school, but most are ambitious and will probably carry the burden to support their families, so big brother will pay any price for her to Harvard.

A few months ago, Taobao dressed value of 50 million with the dress to change into the "big Taobao," the end of their era of flower skirt. Recently, following the "big Taobao" scheme, the escalating war of words with Baidu, the pay dispute between the Po and the bank has been put on the table, as the gossip on Alibaba's fresh content.

A fundamental question is, in cooperation with Alipay, the bank now why go step by step the point of this dilemma?

Taobao was established in 2003 with the payment of treasure, in the Bank's support for this case, smooth sailing. In the case of a book on Alibaba, Jack Ma to mention, including the first contact with the Industrial and Commercial Bank of China, and finalized in the next several years in succession the other banks, all with the cooperation between Alipay showed "great enthusiasm and great interest. " The reason is: from the bank's point of view to a large number of counters to go through the accounts of small business is the loss of business, as opposed to bank counter staff wages and rent payments in respect of banks for small business and interest charges arising from income, very little, not enough to cover the costs. Therefore, the bank hopes to promote Internet banking, was already in the B2B business achievements of Alibaba as their ideal partner.

2006, bank credit card business into a "circle of people stage," At this point, between Taobao and eBay battle has gradually clear, choose to support Alipay means that many cardholders can provide a more comprehensive experience with the card, can also be equipped with increasingly powerful Taobao this group of "ride", for promotion. At this stage, whether in hope to "free" tactical defeat Taobao and eBay, Paypal, or on the hope to increase the amount of bank card, "expansion" rather than "profit" is the most important task, both sides share the same objectives bigger the market, with Ma's words, is "digging with the reservoir."

This is the first prerequisite in the expansion, banks choose to forego charging bank card transaction fees, with the "free" strategy. After the victory over eBay, Ma Po fully aware of the future potential of payment, to split off from Taobao to focus on expanding outside the Ali Group, the third party payment market.

How to profit when the profit on the back, Ali Group, Taobao and Alipay has maintained remarkable patience and consistency, with Ma saying Taobao Alibaba to raise for 31 years, while Ali, internal, Paypal and there is no profit tasks and deadlines. Their task is still more to dig out the Alibaba Group, "reservoir", rather than immediate cash.

The problem is that banks are not philanthropists, when the Taobao platform volume snowball, they do not want to provide a free lunch, after all, were successfully cross-bank cash withdrawal charges. More practical problem is, they found that many cardholders use to do on Taobao false transactions for credit card cash. The latter means not only loss of the original bank transaction fees, but also lose the interest income.

Worse, banks began to find and pay for treasures in the game, its already down for the next wind. As of August 28, 2008, using the treasure to pay more than 100 million users, Alipay day total more than 450 million yuan transactions, day trading amount in more than two million document. In addition to Taobao and Alibaba, the support the use of payment transaction services Bao has more than 460,000 businesses; cover virtual games, digital communications, business services, airline tickets and other industries. To abandon cooperation with Alipay, you need to face the injury card holder experience, the risk of being abandoned or frozen.

The five participants in a transaction: buyers, sellers, Taobao, Alipay and banks, the "free" on the front or the reality or the Quartet has a strategic value, banks can not charge to any party, the results become The value of those who pay. Open the cover page of today's Taobao, Alipay can see a cooperative relationship with the 12 banks, Minsheng Bank, Shenzhen Development Bank and Industrial Bank, Agricultural Bank of China to support debit card payment only, do not support credit card payments, investment, GF , CITIC, Everbright will pay by credit card spending limit control of single neurons in the 500. While the remaining four in the choice of a high single or limited amount of consumer credits. 4:4:4, the attitude of banks is clearly not uniform.

So, What's next? Select "off" and accept the risks, or continue to stay with Alipay, "develop the market?" Clearly, reality has proven Alipay of "free" mode really the most vulnerable domestic buyers and sellers to accept, but is also undeniable that, banks and other related links on the partners are equally Xu Yao Ye continue to "ride" the Dong Li.

Start period, the company's success, the company often become a stumbling block in the development stage. This is a time-tested rules.

As the industry leader Alibaba C2C, in addition to Taobao and Alipay to support, but also a more positive attitude should address all aspects of industry partners in the chain of circumstances and needs change, through appropriate "external blood transfusion" and benefit-sharing, to ensure that the process of the first row, partners were able to maintain an active status at any time and consistent vision.

All this will depend on whether Ma has once again through the "inverted" to find a balance Famennian. After Oct. 28 Baidu's C2C platform "with ah" high admission and banks are also more options for a cooperative.







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Registry modification Guide (3)

21 amendments, "Recycle Bin"
Location: HKEY_CLASSES_ROOTCLSID (645FF040-5081-101B-9F08-00AA002F954E) ShellFolder
Key name: Attributes
Take value: 400 100 20,70 010 020
Description: The default is 40010020, change it to 70010020, you can put your desktop on the "Recycle Bin" as the file explorer, like, can be arbitrarily renamed or deleted.

22 modify the desktop
Location: HKEY_CURRENT_USERControlPaneldesktop
Description: Open the Registry Editor, and then open the branch. In this branch of the right pane you can see some projects, several are presented as follows: HungAppTimeout: This is an application error when trying to wait for the response time, a value of milliseconds, the default value is 5000 milliseconds (ie 5 seconds), can be reduced to 3000 ms, to speed up the responsiveness of the system. MenuShowDelay: This refers to the "Start" menu when the mouse point to a lower menu of the menu item when there is a lower-level menu delay time, the unit is milliseconds, can be set to 100, that is, there will be waiting for 0.1 seconds (previously mentioned to them). ScreenSaveActive: This is a screen saver feature is available now, is 0 or 1,0 shall be no screen protection, one is available, but must you have to use the screen protection. ScreenSaveTimeOut: This refers to the screen saver delay, the value type is a value. In seconds, the minimum is 60 seconds, but must you have to use a screen saver function; If you value to 1, then every pause 1 second, will start the screensaver. WaitToKillAppTimeout: This refers to when you press Crtl + Alt + Del after after a "close program" dialog box, you are prompted to "End Task", "waiting for" choosing "to wait for" wait time, in milliseconds, the default value is 10000. Can reduce the wait time.

23 custom button colors
Despite the appearance of Windows can be defined in a variety of window options, but to define the color of a particular area, such as the black button to change the font color for the other, it could do nothing about it! By modifying the registry can be very easy to implement. Be found in the registry subkey HKEY_CURRENT_USERControl PanelColors, and then the window to the right of "Bottontext" key value from "000" to "25500" (on behalf of red).

24 character spaces after
Location: HKEY_CURRENT_USERSSoftwareMicrosoftWindowsCurrentVersion
Key name: Insert a space
Take values: 0 do not insert a space, an insert a space

25 utilize Enter key
Location: HKEY_CURRENT_USERSoftwareMicrosoftWindowsCurrentVer n key names:
Value: 0 to retain the original function, input method does not handle, an equivalent to Esc key, used to clear the current input state outer code Note: When the value is 1, if the candidate window will automatically hide the input window, remove all foreign code, but does not hide the outer code input window. When no candidate window, remove the outer code, and hide the outer code input window.

Utilize Space key 26
Location: HKEY_CURRENT_USERSoftwareMicrosoftWindowsCurrentVersion key name:
Value: 0 indicate that as a sign of the end of the outer code input key, this setting is suitable for image code, a candidate for selection as specified in this key, set the appropriate tone of this code.

27 system time format
Location: HKEY_CURRENT_USERControlPanelInternational key name: sTimeFormat
Take values: H: mm: ss, HHmm range
Note: Under normal circumstances, Windows in the taskbar using the "23:12" the time format to display the time, but you can modify the Registry Editor to change the time format.

28 change login background
Location: HKEY_USERS.DEFAULTControl PanelDesktop
Value Name: Wallpaper
Take values: target background image file path

29, modifying a registry key
Location: HKEY_LOCALMACHINESoftwareMicrosoftWindowsCurrentVersion
Value Name: ProductId
Take values: any character

30 prevented from running automatically
Under normal circumstances, most of the Windows start automatically when the application has the following two settings approach: In the "Startup" program group to add a shortcut If you use this method. Then we only need a shortcut to them from the "Startup" program group can be removed to achieve the purpose of prohibiting them automatically. Modify the Windows registry database if you use some CD players such as the user knows, the use of such software, the right of the taskbar will be an icon will appear, which is sometimes inconvenient. In fact, these software programs since the start of registration items on HKEY_LOCAL_MACHINESoftwareMicrosoftWindowsCurrentVersionRun branch. You only find out this branch of the corresponding program can be self-starting, while in the "Run" under the primary key and there may be "SysExplr" sub-key. If the sub-key, the contents can be emptied, the same can be canceled since the launch of Windows startup programs. Conversely, how do we add in the registry from within the start process? First find HKEY_LOCAL_MACHINESOFTWAREMicrosoftWindowsCurrentVersionRun primary key, and then it's window on the right to establish a named "SysExplorer" the key name and its value set to "Explorer.exe", exit the Registry Editor, restart the computer after log off the user, the system will Autorun Explorer. Another Windows also provides a one-time self-start function. Immediately after the "Run" has a primary key behind "RunOnce" and "RunOnceEx" sub-key, you can set these two sub-keys within the new key, the system automatically once a program, that is, only when the next time you start Windows to be effective.












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